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Investment Tips 1 min read

Home Loan vs Self-Funding - Property Finance Guide

Ganesa Homestate 23 फ़रवरी 2026

Loan vs Self-Funding

Loan Benefits

  • Property without full payment
  • Tax benefits 80C + 24b
  • Inflation benefit

Self-Funding Benefits

  • No interest cost
  • Full ownership
  • No EMI pressure

Mix approach: 40-50% down, rest loan.

home loan vs self fundingproperty financing options
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